DVLA verified

MOT valid

2020 VOLVO XC402.0L Petrol

F12 GHC

Vehicle Insight Summary

VOLVO XC40 (2020, Petrol, 1969cc) — mileage recorded at 79,983. MOT status: valid. Road tax: not taxed. Check full history before buying.

MOT

Valid

Expires 05/09/2026

Tax

No data

£8.99

Check outstanding finance, stolen records, write-off categories & mileage anomalies.

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Mileage: 79,983
Fuel: Petrol
Year: 2020
Engine: 1969cc

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Why verify before buying?

Free DVSA records cover public MOT roadworthiness. However, only an Experian check can verify if the car has unpaid finance debt, a total-loss write-off marker, or a police theft record before you pay the seller.

Official Experian Records 4 Checks Ready to Unlock

Outstanding Finance (HP / PCP)

Lenders can legally repossess unpaid cars

READY

Insurance Total Loss (Cat S, N, A, B)

Structural & accident damage history

READY

Police Stolen Marker (PNC)

Police National Computer stolen register

READY

Mileage Fraud & Plate Changes

Cross-referenced with national logbook

READY

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Public MOT Roadworthiness vs. Experian Title Verification

/ 100 · Good

Public DVSA Records Analyzed

MOT Roadworthiness Score: Good.

This score reflects recorded MOT passes and advisory patterns from official government data. However, a roadworthy car can still have £15,000 of unpaid finance debt, a total-loss write-off marker, or a police theft report.

✓ Valid MOT

! Tax Status Unknown

! Average MOT pass rate (60%)

Experian Title & Finance Check: Available

Verify finance agreements, insurance write-offs, police stolen markers, and mileage rollback before paying the seller.

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Full History Report

Official provenance and safety check for F12GHC

Data provided by Experian

Stolen

EXPERIAN

Available in full check

Finance

EXPERIAN

Available in full check

Write-off

EXPERIAN

Available in full check

Salvage

EXPERIAN

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Imported

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Exported

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Scrapped

EXPERIAN

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Destruction

EXPERIAN

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V5C Logbook

EXPERIAN

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Verify Financial & Legal Title Before Buying

Free DVLA records only confirm roadworthiness. Protect yourself against active finance repossession, insurance write-offs, police stolen registers, and mileage fraud with an official Experian check.

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Technical Specifications

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Full MOT History

Live data last synced with DVSA: 16 May 2026, 02:04

AI Analysis · MOT Narrative

Our records for this Volvo Xc40 (F12 GHC) from 2020 show a total of 5 MOT tests between September 2023 and September 2025.

Historically, this vehicle has passed 60% of its MOT tests, totaling 3 passes against 2 fails. The pass rate is roughly in line with national averages for vehicles of this age.

AI insights are experimental and can be incorrect. All claims should be manually verified.

PASS

FAIL

ADVISORY