DVLA verified

2020 VOLVO XC60 R-DESIGN T5 AUTO2.0L Petrol

OV20 SYX

Vehicle Insight Summary

VOLVO XC60 R-DESIGN T5 AUTO (2020, Petrol, 1969cc) — mileage recorded at 49,898. MOT status: not recorded. Road tax: not taxed. Check full history before buying.

MOT

Expired

Expires 27/07/2026

Tax

No data

£8.99

Check outstanding finance, stolen records, write-off categories & mileage anomalies.

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Mileage: 49,898
Fuel: Petrol
Year: 2020
Engine: 1969cc

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Why verify before buying?

Free DVSA records cover public MOT roadworthiness. However, only an Experian check can verify if the car has unpaid finance debt, a total-loss write-off marker, or a police theft record before you pay the seller.

Official Experian Records 4 Checks Ready to Unlock

Outstanding Finance (HP / PCP)

Lenders can legally repossess unpaid cars

READY

Insurance Total Loss (Cat S, N, A, B)

Structural & accident damage history

READY

Police Stolen Marker (PNC)

Police National Computer stolen register

READY

Mileage Fraud & Plate Changes

Cross-referenced with national logbook

READY

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Public MOT Roadworthiness vs. Experian Title Verification

/ 100 · Average

Public DVSA Records Analyzed

MOT Roadworthiness Score: Average.

This score reflects recorded MOT passes and advisory patterns from official government data. However, a roadworthy car can still have £15,000 of unpaid finance debt, a total-loss write-off marker, or a police theft report.

✗ MOT Expired or Failed

! Tax Status Unknown

✓ Exceptional MOT pass rate (100%)

Experian Title & Finance Check: Available

Verify finance agreements, insurance write-offs, police stolen markers, and mileage rollback before paying the seller.

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Full History Report

Official provenance and safety check for OV20SYX

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Stolen

EXPERIAN

Available in full check

Finance

EXPERIAN

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Write-off

EXPERIAN

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Salvage

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Imported

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Exported

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Scrapped

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Destruction

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V5C Logbook

EXPERIAN

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Verify Financial & Legal Title Before Buying

Free DVLA records only confirm roadworthiness. Protect yourself against active finance repossession, insurance write-offs, police stolen registers, and mileage fraud with an official Experian check.

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Technical Specifications

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Full MOT History

Live data last synced with DVSA: 10 Jul 2026, 02:00

AI Analysis · MOT Narrative

Our records for this Volvo Xc60 R-Design T5 Auto (OV20 SYX) from 2020 show a total of 3 MOT tests between July 2023 and July 2025.

Historically, this vehicle has passed 100% of its MOT tests, totaling 3 passes against 0 fails. Such a high pass rate is a positive indicator of the car's general condition and maintenance history.

AI insights are experimental and can be incorrect. All claims should be manually verified.

PASS

FAIL

ADVISORY