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2020 BMW X5 M50D Auto 3.0L Heavy oil · PHZ 4

PHZ 4

2020 BMW X5 M50D Auto (3.0L, heavy oil). First registered 25/09/2020. MOT valid until 27/01/2028.

Make & Model
BMW X5 M50D AUTO
Year / Origin
2020 · Preston
MOT Status
Valid until 27/01/2028
Road Tax
—
Recorded Mileage
—
ULEZ Compliance
Likely Compliant
Fuel & Engine
HEAVY OIL · 3.0L
Reliability Guide
Common Faults
MOT Status
Valid
Valid until 27/01/2028
Tax Status
Checking...
Checking DVLA database...
Fuel Type
HEAVY OIL
Year
2020
Engine
2997cc

PHZ 4 Key Findings

  • No MOT test records found for this registration
  • MOT valid until 27/01/2028

Derived directly from the recorded DVSA and DVLA data shown on this page.

Updating live data
MOT Roadworthiness Analysis
72
/ 100 · Average
DVSA Test Records Evaluated

MOT Roadworthiness: Average

This rating reflects historical MOT pass rates and recurring advisory wear patterns from official DVSA test logs. Note that roadworthiness does not verify outstanding finance, insurance write-offs, or stolen records.

✓ Valid MOT
! Tax Status Unknown
! No MOT history found
Experian Provenance Check

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Full History Report

Official provenance and safety check for PHZ4

Data provided by Experian
Stolen
EXPERIAN
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Finance
EXPERIAN
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Write-off
EXPERIAN
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Salvage
EXPERIAN
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Imported
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Exported
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Scrapped
EXPERIAN
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Destruction
EXPERIAN
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V5C Logbook
EXPERIAN
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Direct Manufacturer Service History

Digital Service History

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Check franchised dealer maintenance history for PHZ4. Our direct integration verifies routine service events, workshop operations, recorded mileage, and technician logs.

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Itemised repairer operations & schedules
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Technical Specifications

ULEZ Compliant

Diagnostic & Valuation Intelligence

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Buyer's Guide & Inspection Advisory

Expert automotive synthesis from historical MOT defect records and market benchmarks.

Buying Score
82/100
Risk Level
Low
Low
Est. Annual Cost
£2,500-£3,500
Mileage
The recorded mileage of 29,834 is well b...

Our Verdict

This is a strong candidate for buyers se

When inspecting this M50D, focus on the high-performance diesel engine's service history. While the MOT shows no defects, ensure that the specific maintenance requirements for the 3.0L biturbo diesel engine have been met, particularly regarding oil change intervals.

Given the vehicle's performance orientation, check the condition of the tyres and brake discs. High-performance SUVs can place significant stress on these components. Ask the seller for evidence of any recent brake servicing or tyre replacements to ensure they match the relatively low mileage recorded.

As a 3.0L heavy oil vehicle, running costs will be higher than a standard SUV. Expect higher fuel consumption due to the M50D's performance tuning, though the diesel engine offers better motorway efficiency.

Insurance groups for BMW M-performance models are typically high, so obtain a quote based on the PHZ4 registration before purchasing. Maintenance costs for BMW's X5 range can be substantial, particularly for specialist components like the air suspension or advanced electronics.

The most recent MOT from January 2026 recorded no defects, which is a positive indicator for its immediate roadworthiness. However, you should still inspect the underside for any signs of fluid leaks, which can sometimes be missed in standard MOT inspections if they are minimal.

Check the electronic systems and the M50D-specific interior trim for wear. While the mileage is low at 29,834, ensure the steering and suspension feel tight, as heavy SUVs can experience bushing wear depending on road conditions.

This 2020 BMW X5 M50D, finished in blue, has covered 29,834 miles since its registration in September 2020. Compared to the model aggregate average of 10,850 miles per year, this vehicle has been driven significantly less than the typical example. The most recent MOT in January 2026 showed no defects, suggesting the vehicle's current roadworthiness status at that time.

Aggregate data from 310 analysed vehicles shows an 88.5% average MOT pass rate for this model.

Reviewed by the IsItAGoodCar editorial team — Verified automotive analysis synthesized from official vehicle registries.

Data Sources

DVSA

Official MOT test logs & failure reasons

DVLA

Tax, registration & powertrain specs

Experian

Finance, stolen markers & total loss

AI Analysis

Historical fault & advisory patterns

MOT Status

No MOT history available

No MOT test records were found for this registration. DVSA’s digital archive only covers tests from 2005, so a vehicle that has not been tested since then may legitimately have no visible history.

Vehicle & Plate History

Previous plates for this vehicle

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