DVLA verified
MOT valid
Tax valid

VOLVO XC402021 · 1.5L PETROL

CF70 ABN

Vehicle Insight Summary

Considering this 2021 VOLVO XC40? It's a PETROL with a 1477cc engine showing 28,929 miles. MOT is valid and it's taxed for the road. View the full DVLA history below.

MOT
Valid
Expires 08/02/2027
Tax
Taxed
Expires 01/01/2027
Fuel
PETROL
Year
2021
Engine
1477cc
Expert AI · Mechanic's Insight
The vehicle is currently roadworthy but shows a stable trend of minor brake wear. The most recent 2026-01-29 MOT confirmed rear brake pads wearing thin (1.1.13 (a) (ii)), a defect also noted in the 2025-01-27 test. No new critical issues emerged, suggesting the brake system has not deteriorated significantly. However, the recurring brake pad wear indicates potential for future replacement, particularly if the 2026 test’s rear disc wear (1.1.14 (a) (i)) has not been addressed. No structural corrosion or major mechanical faults were recorded in the latest assessment. The mileage pattern reveals a sharp increase from 8,925 miles in 2024 to 20,867 by 2025, averaging 11,942 miles over 12 months. This contrasts with the 2026 mileage of 28,929, implying a slower accumulation of 8,062 miles in the following year. The 2024 MOT showed no defects, but the 2025 test flagged near-limit tyre wear (5.2.3 (e)) and brake pad thinning. The low 2026 mileage relative to age (5,786 miles per year) may reflect reduced usage or periods of inactivity, which could affect component longevity. A buyer should inspect the rear brake system for worn pads and discs, ensuring replacements were completed to prevent further degradation. Tyre tread depth and condition, particularly on the nearside and offside fronts, require verification, as the 2025 test indicated edge wear nearing legal limits. Suspension components, including bushes and coil springs, should be checked for excessive wear, though no such issues were recorded. The absence of structural corrosion or exhaust emissions faults is positive, but a thorough pre-purchase inspection is advised to confirm the vehicle’s mechanical integrity.

AI insights are experimental and can be incorrect. All claims should be manually verified.

Free vehicle health score

97
/ 100 · Excellent

Public record health check: Excellent.

Based on free DVLA & DVSA signals. Premium checks for stolen/finance/write-off history are locked below.

✓ Valid MOT
✓ Taxed
✓ Exceptional MOT pass rate (100%)
A score of 97 doesn't mean it's safe to buy. Private markers don't appear in public data.
Verified Experian Data

Full History Report

Official provenance and safety check for CF70ABN

Data provided by Experian
Stolen
Locked
Finance
Locked
Write-off
Locked
Salvage
Locked
Imported
Locked
Exported
Locked
Scrapped
Locked
Destruction
Locked
V5C Logbook
Locked

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Technical Specifications

May be subject to ULEZ charges
Euro EURO 6 AP

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Full MOT History

MOT data last updated: 7/16/2026, 7:33:17 AM

Expert AI · Mechanic's Insight
The vehicle is currently roadworthy but shows a stable trend of minor brake wear. The most recent 2026-01-29 MOT confirmed rear brake pads wearing thin (1.1.13 (a) (ii)), a defect also noted in the 2025-01-27 test. No new critical issues emerged, suggesting the brake system has not deteriorated significantly. However, the recurring brake pad wear indicates potential for future replacement, particularly if the 2026 test’s rear disc wear (1.1.14 (a) (i)) has not been addressed. No structural corrosion or major mechanical faults were recorded in the latest assessment. The mileage pattern reveals a sharp increase from 8,925 miles in 2024 to 20,867 by 2025, averaging 11,942 miles over 12 months. This contrasts with the 2026 mileage of 28,929, implying a slower accumulation of 8,062 miles in the following year. The 2024 MOT showed no defects, but the 2025 test flagged near-limit tyre wear (5.2.3 (e)) and brake pad thinning. The low 2026 mileage relative to age (5,786 miles per year) may reflect reduced usage or periods of inactivity, which could affect component longevity. A buyer should inspect the rear brake system for worn pads and discs, ensuring replacements were completed to prevent further degradation. Tyre tread depth and condition, particularly on the nearside and offside fronts, require verification, as the 2025 test indicated edge wear nearing legal limits. Suspension components, including bushes and coil springs, should be checked for excessive wear, though no such issues were recorded. The absence of structural corrosion or exhaust emissions faults is positive, but a thorough pre-purchase inspection is advised to confirm the vehicle’s mechanical integrity.

AI insights are experimental and can be incorrect. All claims should be manually verified.

AI Analysis · MOT Narrative

Our records for this Volvo Xc40 (CF70 ABN) from 2021 show a total of 3 MOT tests between January 2024 and January 2026.

With 3 passes and 0 failures, the lifetime MOT pass rate stands at 100%. This is a strong MOT track record, suggesting the vehicle has been well-maintained.

The most commonly flagged areas across all MOT tests are: Brakes (3 issues), Tyres (2 issues). These areas are worth paying attention to when inspecting this vehicle.

There are 5 advisory notices in the MOT history. Advisories are not failures but indicate areas that may need attention in the future.

AI insights are experimental and can be incorrect. All claims should be manually verified.

PASS
FAIL
ADVISORY

Buyer's Guide

AI-powered analysis based on real MOT data and market insights.

Buying Score
82/100
Risk Level
Low
Low
Est. Annual Cost
£1,000-£1,300
Mileage
At 28,929 miles as of January 2026, this...

Our Verdict

This is a solid buying prospect thanks to a clean MOT pass record and modest mileage for a 2021 vehicle. Budget for front tyres and rear brakes soon, as the MOT history shows these items wearing close to limits.

When viewing this XC40, ask for the full service history to confirm it has been maintained to Volvo's schedule, as no aggregate reliability data is available for the model to fall back on. The MOT records show rear brake pads wearing thin at both the 2025 and 2026 tests and rear discs noted as worn in 2025, so use this to negotiate on price or request replacement before collection. The 2025 MOT also flagged both front tyres at the legal limit on their inner edges, so check whether these have since been replaced or factor in a fresh pair of tyres.

Reviewed by the IsItAGoodCar editorial team — AI-assisted analysis verified by automotive experts.

Data Sources

DVSA

MOT test records from the Driver & Vehicle Standards Agency.

DVLA

Vehicle registration, tax, and specification data.

OneAutoAPI

Market valuation, warranty, and recall intelligence.

AI Analysis

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Plate Neighbors

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