DVLA verified

MOT valid

2020 VOLVO XC401.5L Petrol

SH70 EXK

Vehicle Insight Summary

With 37,337 miles recorded, this Black 2020 VOLVO XC40 runs on Petrol with a 1477cc engine. MOT is currently valid and tax is unpaid.

MOT

Valid

Expires 30/10/2026

Tax

No data

£8.99

Check outstanding finance, stolen records, write-off categories & mileage anomalies.

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Mileage: 37,337
Fuel: Petrol
Year: 2020
Engine: 1477cc

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Why verify before buying?

Free DVSA records cover public MOT roadworthiness. However, only an Experian check can verify if the car has unpaid finance debt, a total-loss write-off marker, or a police theft record before you pay the seller.

Official Experian Records 4 Checks Ready to Unlock

Outstanding Finance (HP / PCP)

Lenders can legally repossess unpaid cars

READY

Insurance Total Loss (Cat S, N, A, B)

Structural & accident damage history

READY

Police Stolen Marker (PNC)

Police National Computer stolen register

READY

Mileage Fraud & Plate Changes

Cross-referenced with national logbook

READY

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Public MOT Roadworthiness vs. Experian Title Verification

/ 100 · Excellent

Public DVSA Records Analyzed

MOT Roadworthiness Score: Excellent.

This score reflects recorded MOT passes and advisory patterns from official government data. However, a roadworthy car can still have £15,000 of unpaid finance debt, a total-loss write-off marker, or a police theft report.

✓ Valid MOT

! Tax Status Unknown

✓ Exceptional MOT pass rate (100%)

Experian Title & Finance Check: Available

Verify finance agreements, insurance write-offs, police stolen markers, and mileage rollback before paying the seller.

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Full History Report

Official provenance and safety check for SH70EXK

Data provided by Experian

Stolen

EXPERIAN

Available in full check

Finance

EXPERIAN

Available in full check

Write-off

EXPERIAN

Available in full check

Salvage

EXPERIAN

Available in full check

Imported

EXPERIAN

Available in full check

Exported

EXPERIAN

Available in full check

Scrapped

EXPERIAN

Available in full check

Destruction

EXPERIAN

Available in full check

V5C Logbook

EXPERIAN

Available in full check

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Free DVLA records only confirm roadworthiness. Protect yourself against active finance repossession, insurance write-offs, police stolen registers, and mileage fraud with an official Experian check.

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Technical Specifications

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Full MOT History

Live data last synced with DVSA: 14 May 2026, 02:00

AI Analysis · MOT Narrative

Our records for this Volvo Xc40 (SH70 EXK) from 2020 show a total of 3 MOT tests between October 2023 and October 2025.

Across its entire MOT history, this Volvo has a 100% success rate (3 passes and 0 fails). Such a high pass rate is a positive indicator of the car's general condition and maintenance history.

AI insights are experimental and can be incorrect. All claims should be manually verified.

PASS

FAIL

ADVISORY