Official DVLA Record
MOT Valid
Road Tax Paid

2020 Volvo XC40 1.5L Petrol · EO20 YYC

EO20 YYC

2020 Volvo XC40 (1.5L, petrol). First registered 01/07/2020. Recorded mileage 75,103 miles. MOT valid until 31/03/2027. Taxed until 01/04/2027.

Make & Model
VOLVO XC40
Year / Origin
2020 · Chelmsford
Safety Recall
Unknown
MOT Status
Valid until 31/03/2027
Road Tax
Taxed (01/04/2027)
Recorded Mileage
75,103 mi
ULEZ Compliance
ULEZ Compliant (Euro 6)
Fuel & Engine
PETROL · 1.5L
Reliability Guide
Common Faults
MOT Status
Valid
Valid until 31/03/2027
Tax Status
Taxed
Tax due 01/04/2027
Fuel Type
PETROL
Year
2020
Engine
1477cc
Mechanical Assessment

AI-generated interpretation of this vehicle’s MOT record — not an official statement and not a substitute for an independent inspection.

The most recent MOT test conducted in March 2026 resulted in a pass with no defects recorded. When reviewing the historical data, there was a clear trend of degradation within the braking system between 2024 and 2025, characterized by recurring advisories for thinning rear brake pads and eventually pitted or scored brake discs on both the front and rear axles. However, the clean result of the latest inspection suggests that these wear-and-tear items have likely been rectified. The overall maintenance trend appears to have stabilized following a period of necessary consumable replacement. The vehicle has accumulated 75,103 miles over approximately six years, averaging roughly 12,517 miles per year. This is considered high usage for this vehicle type and suggests a demanding duty cycle. Mechanically, this level of mileage accelerates the wear of critical chassis components, including suspension bushes, coil springs, and engine mounts. Prospective buyers should be aware that the vehicle is entering a mileage bracket where more significant drivetrain and suspension refurbishment is typically required to maintain original ride quality and handling precision. During a test drive, particular attention should be paid to the braking performance. Despite the clean MOT, the previous history of pitted and scored discs warrants a check for any brake shudder or pulsation through the pedal during deceleration. Listen for any metallic grinding or squealing which would indicate that the pads are again reaching their wear limits. Given the high mileage, the suspension should be rigorously evaluated for clunks or knocks when traversing uneven surfaces, as this would indicate perished bushings or failing shock absorbers. Further inspection should focus on the tyres and general service compliance. The 2024 failure due to a deep tyre cut suggests the vehicle may have been used in environments prone to road debris, so check all sidewalls for bulges or previous repairs. Finally, it is imperative to verify the service book stamps to ensure that oil and filter changes have been performed based on mileage rather than just calendar intervals. High-mileage engines require strict adherence to lubricant change cycles to prevent premature wear of internal components and turbocharger failure.

EO20 YYC Key Findings

  • 5 MOT tests recorded
  • Latest MOT passed on 20/03/2026
  • 75,103 miles recorded at latest MOT
  • 1 historical MOT failure
  • No defects recorded at the latest MOT
  • Recurring brakes items (5 mentions)

Derived directly from the recorded DVSA and DVLA data shown on this page.

MOT Roadworthiness Analysis
92
/ 100 · Excellent
DVSA Test Records Evaluated

MOT Roadworthiness: Excellent

This rating reflects historical MOT pass rates and recurring advisory wear patterns from official DVSA test logs. Note that roadworthiness does not verify outstanding finance, insurance write-offs, or stolen records.

✓ Valid MOT
✓ Taxed
✓ Good MOT pass rate (80%)
Experian Provenance Check

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Full History Report

Official provenance and safety check for EO20YYC

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Stolen
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Finance
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Write-off
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Salvage
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Imported
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Exported
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Scrapped
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Destruction
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V5C Logbook
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Technical Specifications

ULEZ Compliant
Euro 6 AP

Diagnostic & Valuation Intelligence

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Generate an instant valuation benchmark based on live market listings, vehicle mileage, and recent dealer auction figures.

Reliability & Known Issues

Known faults for Volvo XC40

Our database tracks 3 specific mechanical faults and recurring failure patterns identified across UK MOT testing stations for this generation.

EO20 YYC Mileage History

  1. 22/06/202332,569 mi
  2. 05/06/202448,842 mi+16,273 mi
  3. 05/06/202448,842 mi
  4. 02/04/202560,195 mi+11,353 mi
  5. 20/03/202675,103 mi+14,908 mi

Average of roughly 15,505 miles per year across 5 recorded odometer readings.

EO20 YYC MOT History

Vehicle record last updated: 3 Sept 2026, 00:11
MOT Analysis

Interpretation generated from the recorded test data above — not an official DVSA statement and not a substitute for an independent inspection.

5 MOT tests are recorded for this 2020 Volvo Xc40 (EO20 YYC) between June 2023 and March 2026.

The record contains 4 passes and 1 failure.

The most recent test on 20 March 2026 was a pass, although the earlier record includes 1 failure that buyers may want to investigate.

Across all tests, the most frequently flagged areas are: Brakes (5 issues), Tyres (2 issues). Repeated mentions in one area can indicate an ongoing pattern worth checking in person.

In total 6 advisory notices are recorded. Advisories flag items that passed but may need attention before the next test; they are not evidence of how well the vehicle has been serviced.

Recorded failure items include: “Nearside Rear Tyre has a cut in excess of the requirements deep enough to reach the ply or cords (5.2.3 (d) (i))”.

PASS
FAIL
ADVISORY

Buyer's Guide & Inspection Advisory

Expert automotive synthesis from historical MOT defect records and market benchmarks.

Buying Score
62/100
Risk Level
Medium
Medium
Est. Annual Cost
£1,800-£2,300
Mileage
The recorded mileage of 75,103 is well a...

Our Verdict

Proceed with caution and budget for imme

When viewing this XC40, prioritize a thorough inspection of the braking system. The MOT history shows a progression of issues, from thin rear pads in 2024 to worn and pitted discs on both front and rear axles by 2025. You should ask for evidence of when the brake discs and pads were last replaced to ensure the 2026 'clean' pass wasn't simply a result of a recent repair without accompanying paperwork.

Negotiate based on the mileage; at over 75,000 miles, this vehicle has nearly nine times the annual average for this model. Check the tyre condition closely, as the 2024 failure noted a nail and a cut reaching the cords. Ensure all four tyres are of a reputable brand and have sufficient tread depth, as the history suggests tyre maintenance has been an intermittent issue.

As a 1.5L petrol model (1477cc), this XC40 sits in a relatively moderate insurance group for a premium SUV, though specific costs will depend on the driver's profile. Fuel economy will be typical for a petrol-powered compact SUV, generally offering a balance between performance and efficiency.

Maintenance costs for a Volvo of this age and mileage tend to be higher than for non-premium brands. Given the recorded MOT failures regarding brakes and tyres, you should budget for regular replacement of consumables. The estimated annual running cost, including fuel, tax, insurance, and routine maintenance, is approximately £1,800-£2,300.

Focus heavily on the braking hardware. The 2025 MOT specifically flagged worn, pitted, or scored discs on both the front and rear axles, alongside thin rear pads. Even if these were replaced, check for any signs of uneven wear or vibration during a test drive.

Inspect the tyres and wheels for any signs of previous damage or poor repair. The 2024 failure involving a nail and a deep cut in the nearside rear tyre suggests the vehicle may have been driven on compromised rubber. Finally, check the engine bay and electronics, as 'engine mil inoperative' is noted as a top failure reason for this model across the aggregate data.

This 2020 blue Volvo XC40 has covered 75,103 miles in approximately six years, which is significantly higher than the model average of 8,383 miles per year. The MOT history reveals recurring issues with braking components and tyres, specifically between 2024 and 2025. Although the March 2026 test showed no defects, the vehicle's usage profile suggests it has been driven more intensively than typical examples.

Aggregate data for this model shows a 90.4% MOT pass rate, with common failures relating to tyres, brake pads, and engine management lights.

Reviewed by the IsItAGoodCar editorial team — Verified automotive analysis synthesized from official vehicle registries.

Data Sources

DVSA

Official MOT test logs & failure reasons

DVLA

Tax, registration & powertrain specs

Experian

Finance, stolen markers & total loss

AI Analysis

Historical fault & advisory patterns