1998 Volkswagen Polo 1.4L Petrol · S810 EGX

The 1.4‑litre petrol engine in this Polo typically achieves around 45‑50 mpg, translating to roughly £600‑£700 per year on fuel if driven 8,000 mi annually. Road tax for a 1998 Polo with a 1.4 L engine falls into the lower band (currently £150 per year). Insurance groups for this model are usually in the 12‑15 range, giving an estimated premium of £500‑£650 annually for a driver with a clean licence. Routine maintenance on a car of this age – oil changes, brake pads, and occasional suspension work – averages £250‑£350 per year. Adding these items together, the typical annual running cost sits in the £1,500‑£1,800 bracket.

Because the car shows signs of corrosion and has had multiple shock absorber advisories, budgeting an extra £200‑£300 a year for unexpected body or suspension repairs would be prudent. Overall, the running costs remain modest compared with newer vehicles, but the age‑related wear may increase occasional repair bills.

Inspect the rear off‑side body panel for rust, especially within the 30 cm area highlighted in the 2020 and 2022 MOT advisories. Look for any bubbling paint, flaking metal, or signs of previous patchwork, as corrosion can spread and affect structural integrity. Also check the rear registration plate area for deterioration that could eventually cause a reading issue.

Examine the front tyres and suspension components closely. The 2019 MOT flagged a dangerously worn near‑side front tyre and reduced intensity of the rear position lamp – ensure the current tyres have adequate tread depth (minimum 3 mm) and that the rear lamp functions correctly. Inspect the shock absorbers for oil leakage or reduced damping, as noted in the 2018 MOT, and verify that the suspension bushes are not excessively worn.

Finally, look under the engine bay for any oil leaks mentioned in several MOTs (2015, 2018, 2019). Small leaks are common in older models but should be addressed promptly to avoid more serious engine damage. A test drive should feel smooth without excessive noise from the suspension or exhaust, confirming that the minor exhaust leak reported in 2022 has been remedied.