2018 Fiat 500 Lounge 1.2L Petrol · CSZ 2064

The 1.2-litre petrol Fiat 500 is one of the more economical city cars on the market, with official fuel economy figures in the high-50s mpg when driven gently, though real-world mixed driving typically yields 45–50 mpg. Road tax is modest — vehicles registered between 2017 and 2020 paying the standard rate currently sit in a low VED band, so annual tax is around £20–£35 depending on the exact list price banding. Insurance falls into a low group (typically group 6–8 for the 1.2 Lounge), making it an attractive proposition for younger drivers or as a second car.

Typical maintenance costs are reasonable: a Fiat dealer annual service is likely to cost £150–£220 depending on whether it's an interim or full service, and independent specialists usually undercut this. Tyres for the 500 are inexpensive (from around £45 each fitted), and brake parts are widely available. Budget £400–£700 per year to cover fuel, tax, insurance, and routine maintenance for a low-mileage example like this.

Despite the clean MOT record, the two top failure reasons across the Fiat 500 model range are brake discs and shock absorbers — both should be physically inspected for wear, corrosion pitting, and leakage respectively. On the test, lift each corner and check for play in the front suspension bushes, which can wear prematurely on these cars. The 1.2 petrol engine should be cold-started during the viewing; listen for cam chain rattle on startup, which is a known concern on higher-mileage examples, though this car is relatively low-mileage so risk is reduced.

Inspect the bodywork carefully for parking scrapes and panel alignment, as the 500's short wheelbase and city-car remit make minor knocks very common. Check the electric roof mechanism if fitted (some Lounge trims had a panoramic glass roof rather than fabric). Examine the underside and wheel arches for corrosion, paying particular attention to the rear axle and exhaust mounting points. Finally, verify all electrical functions — windows, mirrors, climate control, and infotainment — work correctly, as Fiat 500 electrical gremlins are not uncommon beyond warranty age.