2020 Ford Focus 1.5L Petrol · EO20 VVH

The 1.5-litre petrol Ford Focus typically returns around 40-45 mpg in real-world mixed driving, depending on driving style and traffic conditions, with annual fuel costs of roughly £1,400-£1,700 based on 8,000 miles per year at current UK petrol prices. Road tax sits in a low band given the Euro 6 DG status, costing approximately £20-£180 per year depending on the exact list price recorded. Insurance for the 1.5 petrol Focus generally falls into group 12-15, so expect premiums in the £500-£800 region for a typical driver.

Routine maintenance is relatively affordable on this engine, with annual servicing typically £150-£250 at an independent garage, though Ford main dealers charge more. Replacement items such as brake pads and discs are inexpensive at around £150-£250 per axle. Tyres run roughly £50-£100 each for quality brands, and replacement is likely needed every 20,000-30,000 miles.

Overall estimated annual running cost: £1,800-£2,400 covering fuel, tax, insurance and typical maintenance for a vehicle of this age and mileage. This is broadly comparable to other family hatchbacks in its class.

Begin with a physical inspection of the rear suspension, particularly the nearside rear shock absorber that failed the MOT in March 2025. Look for fresh oil residue, corrosion on the spring and check that the mounting bolts are tight. Push down firmly on each corner to confirm damping is even — any continued rocking or clunking suggests an inadequate repair or a related component failure. Also examine the rear subframe bushes for cracking, which is a known Focus weak point as the car ages.

For the braking system, the February 2024 advisory on front and rear inner pads wearing thin means the discs should be closely inspected for lipping and surface corrosion. Jack the car up if possible and spin each wheel by hand — any roughness or pulsation through the brake pedal on a road test indicates probable disc wear. Check the brake fluid condition and date, as neglected fluid is common on lower-maintenance examples.

Finally, given the 1.5 EcoBoost engine's reputation for timing chain wear and coolant-related issues on higher-mileage cars, listen for any rattle on cold start that does not disappear within a couple of seconds. Check the coolant reservoir for mayonnaise-like residue around the cap, which can indicate a failing coolant pump or head gasket concerns. Inspect the oil for proper level and colour, and ask for evidence of regular coolant and oil changes.