IsItAGoodCar
Official DVLA Record
Road Tax Paid

2020 MG ZS 1.5L Petrol · CA20 OZF

CA20 OZF

2020 MG ZS (1.5L, petrol). First registered 01 Jul 2020. Recorded mileage 38,402 miles. MOT expired on 22 Sept 2026. Taxed until 01 Feb 2027.

Make & Model
MG ZS
Year / Origin
2020 · Cardiff
Safety Recall
Unknown
MOT Status
Expired on 22 Sept 2026
Road Tax
Taxed (01 Feb 2027)
Recorded Mileage
38,402 mi
ULEZ Compliance
ULEZ Compliant (Euro 6)
Fuel & Engine
PETROL · 1.5L
Reliability Guide
Common Faults
MOT Status
Expired
Expired on 22 Sept 2026
Tax Status
Taxed
Tax due 01 Feb 2027
Fuel Type
PETROL
Year
2020
Engine
1498cc
Mechanical Assessment

AI-generated interpretation of this vehicle’s MOT record — not an official statement and not a substitute for an independent inspection.

The 2020 MG ZS most recently passed its MOT on 24 September 2025, though the same inspection date also records a fail entry, indicating the vehicle was presented, failed, and then repaired and retested on the same day. The fail was caused solely by a major defect concerning the nearside front suspension arm ball joint dust cover no longer preventing the ingress of dirt, while the original test also issued several advisories covering damaged bodywork, worn rear brake discs, thin rear inner brake pads, a damaged radiator support, and a nail in an offside rear tyre. Looking back across the recorded history, the pattern of advisories shows a vehicle gradually accumulating wear items rather than suffering catastrophic failures, with brake-related advisories appearing repeatedly from 2024 onwards and bodywork or structural advisories persisting across multiple tests. This suggests a car that has been generally maintained to a passable standard but is now entering a phase where consumable braking components and suspension protection are beginning to demand closer attention. The recorded mileage of 38,402 miles over approximately six years equates to an average annual usage of around 6,400 miles, which is broadly typical for a vehicle of this age and segment, neither indicating neglect through long standing periods nor heavy commercial-style use. There are no apparent significant gaps in the MOT record that would suggest extended periods off-road, and the relatively even accumulation of mileage implies regular though modest use. Mechanically, this mileage profile sits comfortably within the expected wear envelope for an MG ZS, meaning major drivetrain components such as the engine, transmission, and clutch should not yet be at high risk of failure, but it also means the car has not been preserved by minimal use, so age-related degradation of rubber, fluids, and electrical components remains a relevant consideration. For a prospective buyer, the recurring brake-related advisories warrant careful physical inspection and a focused test drive. The 2024 test noted thin front brake pads and worn front discs, and by the 2025 test the attention had shifted to the rear discs being pitted and scored with inner pads wearing thin, which is consistent with normal progressive wear on a car of this mileage. On a test drive, listen for any grinding, squealing, or pulsation through the brake pedal, and check for pulling to one side under firm braking, which could indicate a binding caliper or uneven pad wear. Given the recorded ball joint dust cover failure, it is prudent to inspect the nearside front suspension for any play in the ball joint, listen for clonks over speed bumps or during slow-speed turning, and check for uneven front tyre wear which often accompanies worn suspension joints. The persistent radiator support damage advisory, present since 2023, should be examined to confirm it remains secure and has not progressed, while the nail-in-tyre advisories suggest checking all four tyres for slow punctures or embedded debris. Beyond the recorded defects, age-appropriate items deserve attention during any physical inspection. The tyres, even if legal, should be examined for sidewall cracking or perishing given that rubber compounds degrade with calendar age regardless of tread depth, particularly if the vehicle has stood for periods between uses. The 12V battery should be tested for state of health, as a six-year-old unit may be approaching the end of its reliable service life and could fail without warning. Coolant and brake fluid should be checked for condition and replacement history, since both are time-sensitive and degrade irrespective of mileage. Inspect the rear brake discs for any signs of surface rust or corrosion jacking from standing, and confirm the handbrake holds firmly on an incline, as rear calipers can seize on lightly used cars. Finally, verify the service book stamps and ask for evidence of recent cambelt or timing chain inspection, oil and filter changes, and any work carried out to address the suspension dust cover failure recorded at the most recent test.
Used Car Buyer Alert1 in 3 UK cars has hidden active finance or write-off history

Thinking of buying this vehicle? Free MOT and tax checks do not cover legal ownership. If outstanding finance exists, finance companies have legal right to repossess without compensation.

£20,000 Experian Guarantee· 80+ check points · Instant results

CA20 OZF Key Findings

  • 5 MOT tests recorded
  • Latest MOT passed on 24/09/2025
  • 38,402 miles recorded at latest MOT
  • 2 historical MOT failures
  • 7 defects noted at the latest MOT
  • Recurring brakes items (10 mentions)

Derived directly from the recorded DVSA and DVLA data shown on this page.

CA20 OZF MOT History

Vehicle record last updated: 3 Sept 2026, 11:15
MOT Analysis

Interpretation generated from the recorded test data above — not an official DVSA statement and not a substitute for an independent inspection.

5 MOT tests are recorded for this 2020 Mg Zs (CA20 OZF) between August 2023 and September 2025.

The record contains 3 passes and 2 failures.

The most recent test on 24 September 2025 was a pass, although the earlier record includes 2 failures that buyers may want to investigate.

Across all tests, the most frequently flagged areas are: Brakes (10 issues), Tyres (5 issues), Suspension (3 issues), Lighting (2 issues). Repeated mentions in one area can indicate an ongoing pattern worth checking in person.

In total 22 advisory notices are recorded. Advisories flag items that passed but may need attention before the next test; they are not evidence of how well the vehicle has been serviced.

Recorded failure items include: “Nearside Front Suspension arm ball joint dust cover no longer prevents the ingress of dirt (5.3.4 (b) (ii))”; “Offside Front Headlamp not working on main beam (4.1.1 (a) (ii))”; “Offside Front Headlamp not working on dipped beam (4.1.1 (a) (ii))”.

PASS
FAIL
ADVISORY

CA20 OZF Mileage History

  1. 18/08/202323,308 mi
  2. 15/08/202431,254 mi+7,946 mi
  3. 15/08/202431,254 mi
  4. 24/09/202538,402 mi+7,148 mi
  5. 24/09/202538,402 mi

Average of roughly 7,176 miles per year across 5 recorded odometer readings.

Technical Specifications

ULEZ Compliant
Euro 6D

Diagnostic & Valuation Intelligence

Estimate current market value

Generate an instant valuation benchmark based on live market listings, vehicle mileage, and recent dealer auction figures.

MOT Roadworthiness Analysis
57
/ 100 · Below Average
DVSA Test Records Evaluated

MOT Roadworthiness: Below Average

This rating reflects historical MOT pass rates and recurring advisory wear patterns from official DVSA test logs. Note that roadworthiness does not verify outstanding finance, insurance write-offs, or stolen records.

MOT Expired or Failed
Taxed
Average MOT pass rate (60%)
Experian Provenance Check

Verify lender finance agreements, insurance write-offs, police stolen registers, and mileage rollback.

Experian Provenance Data

Vehicle Provenance Investigation

9 Key Registers

Comprehensive register checks across Experian, MIAFTR, Police National Computer, and DVLA records.

CHECK REQUIRED

OUTSTANDING FINANCE

Experian Register

Checks Experian asset registers to identify any active PCP, HP, or loan agreements.

Experian Asset Register: [Query Required]
Agreements & Lender Search: [Check to Reveal]
Experian Register:QUERY REQUIRED
CHECK REQUIRED

INSURANCE WRITE-OFF

MIAFTR Register

Checks the UK insurance total loss register for Category A, B, S, or N write-offs.

MIAFTR Insurance Database: [Query Required]
Write-Off Category & Date: [Check to Reveal]
MIAFTR Register:QUERY REQUIRED
CHECK REQUIRED

POLICE STOLEN (PNC)

Police PNC

Searches the UK Police National Computer (PNC) for active stolen vehicle reports.

Police National Computer: [Query Required]
Active Stolen Marker Search: [Check to Reveal]
Police Computer:QUERY REQUIRED
CHECK REQUIRED

SALVAGE & AUCTION

Salvage Registers

Cross-checks major UK salvage databases to identify if this vehicle has ever been listed in a salvage auction.

Salvage Auction Registries: [Query Required]
Trade Auction Disposal Lots: [Check to Reveal]
Salvage Registries:QUERY REQUIRED
CHECK REQUIRED

IMPORTED RECORD

Import Register

Checks vehicle registration records to verify if this vehicle was imported from abroad.

Import & Prior VRM Register: [Query Required]
Country of Origin Audit: [Check to Reveal]
Import Register:QUERY REQUIRED
CHECK REQUIRED

EXPORTED MARKER

Export Register

Checks whether the vehicle has been marked for permanent or temporary export from the UK.

Customs & Export Register: [Query Required]
UK Road Eligibility Marker: [Check to Reveal]
Export Register:QUERY REQUIRED
CHECK REQUIRED

SCRAPPED RECORD

Scrappage Register

Validates whether the car has been surrendered or notified as scrapped to an Authorized Treatment Facility.

Scrappage & ATF Register: [Query Required]
Disposal Notification Check: [Check to Reveal]
Scrappage Register:QUERY REQUIRED
CHECK REQUIRED

CERTIFICATE OF DESTRUCTION

Statutory CoD

Confirms whether a statutory Certificate of Destruction has been issued against this chassis.

Certificate of Destruction Register: [Query Required]
Statutory Scrapping Decrees: [Check to Reveal]
Destruction Register:QUERY REQUIRED
CHECK REQUIRED

V5C LOGBOOK & KEEPERS

DVLA Master

Audits number of registered keepers and latest V5C logbook issue date.

DVLA Logbook Issue Date: [Query Required]
Previous Keepers Count: [Check to Reveal]
DVLA Keeper Master:QUERY REQUIRED
£20,000 Experian Data Guarantee Included

Avoid an Average £4,200 Loss on Undisclosed Vehicle Risks

Free DVLA records only confirm basic tax and MOT roadworthiness. 1 in 3 UK cars has hidden PCP/HP finance, insurance write-off categories, or unrecorded salvage history. Run the full check across all 9 registers with £20,000 Experian data guarantee protection.

HPI Check
£19.99
Single vehicle check
carVertical
£37.99
Single report
RAC Check
£14.99
Standard history
BEST VALUE
IsItAGoodCar
£8.99
Save over 55%
Instant on-screen report Official PDF emailed £20k Experian guarantee One-off, no subscription Apple Pay / Google Pay / cards

Data provided by Experian

Buyer's Guide & Inspection Advisory

Expert automotive synthesis from historical MOT defect records and market benchmarks.

Buying Score
48/100
Risk Level
Medium
Medium
Est. Annual Cost
£1,300-£1,700
Mileage
At 38,402 miles over five years from Jul...

Our Verdict

This MG ZS warrants caution rather than

Given the recurring brake issues across both 2024 and 2025 MOTs, start any test drive by checking pad and disc condition yourself, and budget around £300-£500 for a full front and rear brake refurbishment if the work has not been done since September 2025. The 2025 failure flagged a nearside front suspension arm ball joint dust cover as no longer preventing dirt ingress; while this passed on the retest, it is a classic early-warning sign of a failing joint, so push up on each front corner and listen for clonks over uneven surfaces. Ask the seller to confirm whether the offside front coil spring corrosion noted as an advisory has been inspected by a garage, as corroded springs on a five-year-old MG are worth photographing for your records. Insist on seeing any service invoices, particularly for brake fluid and coolant changes, as the MOT record alone cannot confirm these have been carried out to schedule.

Negotiate hard on the basis that two of the last three MOTs have failed, even if the vehicle ultimately passed. The damaged nearside rear panel and front radiator support are cosmetic but should be factored into your offer, and a panel-beater quote will strengthen your position. Bear in mind that the MG ZS sits in a competitive family SUV segment where ZS Exclusive and ZS EV variants also trade, so cross-shopping is sensible. Finally, check that the timing chain (rather than belt) on this 1.5 petrol has been inspected, as chain stretch on higher-mileage examples is a known consideration in this engine family.

The 1.5-litre petrol MG ZS typically returns around 41-43 mpg in mixed driving, giving fuel costs of roughly £1,400-£1,600 per year for an average UK commuter covering 8,000-9,000 miles. Road tax sits in a low band thanks to the Euro 6D rating, costing around £190 per year for the standard rate. Insurance for a 2020 ZS 1.5 generally falls in group 15-16, which should translate to premiums of approximately £450-£650 annually for a typical 40-year-old driver. Routine maintenance is inexpensive relative to premium rivals, with an interim service around £120-£160 and a major service at £200-£260. Combining these with the imminent brake work you should budget for, total annual running costs will likely land in the £1,300-£1,700 range. The MG ZS enjoys broadly affordable parts availability through the MG dealer network and independent specialists, keeping most repair quotes manageable.

Start with the braking system: the MOT history flags front pads wearing thin, rear inner pads wearing thin, front discs pitted, and rear discs scored across both 2024 and 2025, which is a consistent pattern of wear that warrants a physical inspection and pad/disc thickness measurement on a ramp. Move on to the suspension, paying particular attention to the nearside front lower arm ball joint dust cover flagged in September 2025, and the offside front coil spring corrosion advisory, which on a five-year-old UK-driven car can develop into an MOT failure if left unchecked. Check all four tyres for age (DOT date code), as a recurring nail-in-tyre advisory suggests urban or rural road use where debris is common. Visually inspect the nearside rear panel damage and the front radiator support damage called out in 2025, as these will help you gauge how the car has been driven and parked. Finally, operate every electrical item including both headlamps on dip and main beam, given the 2024 failure for offside front headlamp not working on either setting — even though it passed later the same day, a repeat fault would be a negotiating point. Examine the underside for any oily residue around the engine and gearbox, and check coolant level for signs of a failing water pump or thermostat, which are items the MOT does not cover but that commonly affect this engine.

This 2020 MG ZS is a 1.5-litre petrol in white, first registered in July 2020 with 38,402 miles recorded at its most recent MOT. Three MOT tests are on file between 2023 and 2025, of which two resulted in failures, both involving brake wear items alongside other defects. Mileage of 38,402 over five years equates to roughly 7,680 miles per year, sitting slightly above the MG ZS model average of 6,942 miles annually. The cumulative MOT picture is mixed: nothing catastrophic, but a steady accumulation of brake, tyre, and corrosion advisories that a buyer must price in.

Across 19,721 MG ZS examples analysed, the model posts an 83.9% MOT pass rate, which is respectable for a budget family SUV but not class-leading. The most common aggregate failure reasons — headlamp, service brake, and parking brake issues — broadly mirror the problems seen on this individual car, suggesting these are endemic ZS weak points rather than one-off faults.

Reviewed by the IsItAGoodCar editorial team — Verified automotive analysis synthesized from official vehicle registries.

Data Sources

DVSA

Official MOT test logs & failure reasons

DVLA

Tax, registration & powertrain specs

Experian

Finance, stolen markers & total loss

AI Analysis

Historical fault & advisory patterns