2021 Volvo XC40 1.5L Petrol · CF70 ABN

As a 1,477cc petrol Euro 6 AP vehicle first registered in 2021, this XC40 should sit in a moderate VED band and a typical small-family-SUV insurance group, though exact figures are not in the provided data. Real-world fuel economy for this engine size is reasonable for a compact SUV, and routine maintenance such as the brake and tyre items noted in the MOT history will be the main upkeep costs. Based on the wear patterns seen, we estimate typical annual running costs including fuel, tax, insurance and maintenance at around £1,000-£1,300.

The MOT history shows rear brake pads wearing thin at the 2025 (20,867 miles) and 2026 (28,929 miles) tests, with rear discs worn but not excessively in 2025, so physically check pad thickness and disc condition before buying. Both front tyres were noted in January 2025 as worn to the 1.6mm legal limit on the inner edges despite adequate central tread, so inspect all four tyres for uneven inner-edge wear and confirm replacement if still original. With only 8,925 miles on the 2024 MOT and no defects recorded, the early life looks clean, but a general check of suspension and underbody for a 5-year-old vehicle is still sensible.