2012 Vauxhall Insignia 2.0L Diesel · FD61 XWH

As a 2.0-litre diesel, this Insignia sits in a higher insurance group and tax bracket compared to smaller petrol models, which may result in higher annual outgoings. Fuel economy will depend heavily on driving style, but expect moderate consumption given the engine size and age of the vehicle.

Maintenance costs are likely to be elevated due to the vehicle's age and high mileage. With tyres, brake components, and potential oil leak repairs pending, the first year of ownership could see higher-than-average garage bills. Estimated annual running costs, including fuel, tax, insurance, and routine maintenance, are approximately £1,400-£1,700.

Focus your physical inspection on the items flagged in the 2025 MOT. Check the condition of the front brake discs for deep pitting or scoring and verify the thickness of the pads. Inspect all four tyres for uneven wear patterns, particularly on the inner edges, and check for any signs of structural damage or sidewall bulging.

Look underneath the vehicle for evidence of the reported oil leak. While the MOT tester noted it was not excessive, it is important to identify the source to ensure it does not develop into a more costly repair. Additionally, check the operation of all exterior lighting, as the registration plate lamps have been a recurring point of failure in previous MOT tests.