2013 Volvo XC60 2.4L Diesel · FH13 NWL

The 2.4-litre D5 diesel engine is relatively economical for a vehicle of this size, typically returning around 35-45 mpg depending on driving style, though real-world figures will be lower given the high mileage. Fuel costs will dominate running expenses, particularly for a buyer covering higher annual mileages.

Road tax for a 2013 diesel XC60 falls into a relatively high VED band, so budget accordingly. Insurance is likely to sit in group 30-35 depending on the driver's profile, placing it in a moderate-to-high bracket for an SUV of this age and power. Maintenance costs on a D5 of this age can escalate, particularly around 100,000-130,000 miles, with injector, clutch, dual-mass flywheel, and EGR valve issues being reported on this engine. Parts are generally more expensive than for mainstream brands, so specialist labour and OEM parts should be factored in.

Estimated annual running cost is approximately £2,000-£2,600, covering fuel, tax, insurance, and typical maintenance for a high-mileage diesel SUV of this age. This is a meaningful ongoing commitment and should be weighed against the purchase price.

Start with a thorough inspection of the suspension, as the 2026 MOT failure highlighted a fractured rear coil spring and a degraded anti-roll bar dust cover. Both rear springs should be checked for cracks or sagging, and the anti-roll bar drop links and bushes should be inspected for play. Given the inner-edge tyre wear noted in 2023, request a current wheel alignment report and inspect the inner shoulders of all four tyres for uneven wear patterns.

The 2.4 D5 diesel engine should be checked for common wear items including timing belt condition and replacement evidence, injector leaks, EGR valve carbon build-up, and turbo play. A cold start is the best way to reveal any injector tick or rough running. Check the oil level and condition, and look for any signs of coolant or oil mixing. The DPF should be inspected for warning lights, and a live diagnostic scan is recommended to check for stored fault codes that an MOT would not surface.

Finally, inspect the bodywork for the usual age-related issues, paying particular attention to rust around the wheel arches, sills, and tailgate, which are common on XC60s of this generation. Check that all electrical features function, including the infotainment screen, parking sensors, and electric tailgate if fitted, as repairs can be costly. Verify that the vehicle's mileage and VIN match all documentation, and confirm there is evidence of regular servicing rather than just MOT compliance.