2014 Ford Kuga 2.0L Diesel · FX64 LSE

The 2.0-litre TDCi diesel Kuga typically returns 40–47 mpg in real-world mixed driving, with road tax of around £165–£200 per year for this generation depending on exact emissions band. Insurance falls into group 18–22 for most Kuga diesels of this vintage, putting annual premiums broadly in the £450–£650 range for a typical UK driver. Routine servicing — oil, filter, brake fluid — should run £200–£300 per year at a main dealer, less at an independent specialist.

The MOT failures on this vehicle point to higher-than-average maintenance outlay ahead. Replacement rear trailing arm bushes, exhaust repairs, and sub-frame corrosion treatment could easily total £500–£1,200 in the first year of ownership. Allowing for diesel fuel at current prices, tax, insurance, and a realistic maintenance budget given the recorded issues, expect annual running costs of roughly £2,200–£2,800.

Start with a thorough inspection underneath the vehicle on a ramp. Both front and rear sub-frames have been flagged for surface corrosion in 2026 — visually check for any perforation, particularly around mounting points and where the rear trailing arms attach. If the corrosion has visibly progressed beyond surface rust, walk away or price in significant welding work. The rear trailing arm bushes were flagged as excessively worn in both 2025 and 2026 tests; jack each side and check for play in the bushes by hand, looking for cracking, splitting, or movement beyond what the manufacturer tolerates.

The 2025 MOT also recorded a rough offside front wheel bearing, a deteriorated nearside front CV boot, and a leaking rear shock absorber. With the vehicle now at 97,703 miles, these are age-typical wear items but worth checking again — spin each front wheel by hand for roughness and inspect the CV boots for splits or grease loss. The major exhaust leak noted in 2025 should also be re-examined, as exhaust sections near the centre pipe are a known corrosion point on Kugas of this era. Finally, verify that both side repeaters are functioning and that tyres are matching with adequate tread, as corner-specific uneven wear was previously flagged.