2008 Suzuki Swift 1.5L Petrol · HN08 DLE

The 1.5-litre petrol Swift is reasonably frugal, with real-world fuel economy typically in the mid-40s mpg, translating to annual fuel costs of around £900-£1,100 for a 7,000-mile driver. Road tax for a 2008 petrol of this engine size sits in a relatively modest band, generally under £200 per year. Insurance for this generation of Swift is usually in groups 13-15, keeping premiums manageable for most drivers, though the 1.5-litre SZ4 variant is on the higher side of the range.

Maintenance costs are generally low, but the MOT history suggests this particular car may have been underpaying on upkeep. Routine servicing should be inexpensive, but the cluster of suspension and exhaust defects seen in 2025 could easily have cost £400-£800 to rectify properly, and a clutch replacement on this model typically runs £400-£500. Allowing for tyres, brakes, and consumables, realistic annual running costs for this vehicle are likely £1,200-£1,600, with the upper end of the range more appropriate given the recent MOT record.

The MOT failure history points clearly to several areas requiring physical inspection. On test, examine the Macpherson strut top mount and bearing on the nearside front, as this was flagged for excessive wear in 2025 and could deteriorate again. The nearside rear shock absorber was leaking fluid in 2025 and showed light misting in 2024, so check for fresh oil staining and confirm ride quality on a test drive. The exhaust system should be inspected on a lift for corrosion around the front pipe and lambda sensor area, given the 2024 minor leak and 2025 major leak advisories.

Check all tyres, particularly the inner edges of the fronts, which were worn in both 2025 and 2026 tests, suggesting possible misalignment or worn suspension components. The offside rear brake binding issue from 2025 needs verifying by handbrake performance and rear drum inspection, and the parking brake efficiency below requirement should be re-tested. Lighting is a recurring theme, so confirm all bulbs, the rear fog lamp, and the headlamp lens condition (the offside lens was severely restricted by product residue in 2025). Finally, verify the engine management light illuminates on ignition and goes out, since its failure to do so caused the 2026 failure and could indicate deeper electrical or emissions faults.