2018 Ford Focus 1.5L Diesel · SA18 HBJ

As a 2018 Ford Focus diesel with approximately 120,000 miles, expect fuel costs around £500-£700 annually depending on driving conditions. The insurance group will likely fall into the D-E range for this age/diesel configuration, resulting in insurance bills typically between £900-£1,300 per year. Annual maintenance for a vehicle in this condition includes brake component replacement (pads and discs likely needed), potential tyre replacement if wear remains high, and routine service intervals. Typical maintenance costs for this model range from £200-£400 per service visit, plus any outstanding repairs identified during the inspection.

Focus intensively on the front brake system—the 2026 MOT specifically flagged disc scoring and pad thinning (1.1.13 (a) (ii)), so measure pad thickness and inspect disc surface for deep pits. Check the brake calipers for leaks or uneven wear, and verify that the parking brake engages properly. Examine the front tyres closely for uneven wear patterns and confirm they meet legal dimensions and load indices. Inspect the underbody for rust and corrosion, particularly around suspension mounts and wheel arches where water accumulation occurs.