2013 Volkswagen Polo 1.2L Petrol · SV63 FTK

The 1.2 L petrol engine typically achieves around 45‑55 mpg, giving a fuel cost of roughly £900‑£1,100 per year based on current UK fuel prices. Road tax for a 2013 Polo in this engine size is about £150 annually, and the insurance group sits around 15‑20, translating to £600‑£800 per year for a standard driver.

Given the vehicle's age and the corrosion issues highlighted in the MOT history, you should also expect higher-than‑average maintenance costs – potentially £300‑£400 a year for brake, suspension and rust‑related work. Altogether, an estimated annual running cost sits in the £1,800‑£2,300 range.

Focus first on the braking system: the MOT failures list corroded front brake hoses, rear brake imbalance and inadequate service brake effort. Check the condition of the brake pipes, hoses and calipers, and verify that the rear brakes have been re‑balanced.

Inspect the sub‑frame, exhaust tailbox and rear shock absorber casings for rust, as these were flagged in both the 2025 and 2026 tests. Look for any signs of structural corrosion that could affect chassis integrity. Also examine the off‑side front wheel bearing for excessive play and the suspension arms and coil springs for wear or corrosion.

Finally, confirm that all lighting functions (headlamp, position lamps, registration plate lamp) operate correctly, and assess the windscreen for chips that could worsen. A thorough visual and functional check of these items will highlight any immediate safety concerns.