DVLA verified
MOT valid

2020 VOLVO XC402.0L Petrol

WG03 ANN

Vehicle Insight Summary

2020 VOLVO XC40 — Petrol, 1969cc. This vehicle has 46,375 miles on record. MOT status: valid. Tax: not taxed. Review the complete history and specs.

MOT
Valid
Expires 19/02/2027
Tax
No data
Powered by Experian Data
£8.99
Check outstanding finance, stolen records, write-off categories & mileage anomalies.
Instant results • £20,000 data guarantee • Same data source as HPI
Fuel
Petrol
Year
2020
Engine
1969cc
Expert AI · Mechanic's Insight
The Volvo XC40 presents as roadworthy with a stable maintenance trend, evidenced by the most recent test on 2026-02-20 at 46,375 miles returning a pass with no defects recorded. Prior tests in July 2025 at 45,376 miles and July 2023 at 27,843 miles also passed cleanly. The vehicle shows no worsening mechanical condition across its six-year MOT history. Annual mileage sits at roughly 7,700 miles, typical for a 2020 plate. The records reveal a sharp 7,345-mile jump between July 2023 (27,843 miles) and July 2024 (35,188 miles), then a slower 10,188-mile accumulation to February 2026. A failed test on 2024-07-15 at 35,187 miles was followed one day later by a pass at 35,188 miles with no defects listed, indicating a clerical or presentation issue rather than a genuine mechanical fault. The rest of the history is sparse and clean. With no advisories or defects logged across any test, the buyer should still commission an independent inspection of consumable items not always captured at MOT: brake disc wear, suspension bushes, and tyre sidewall condition. The clean record implies previous owners kept basic upkeep current, though the single unexplained fail-pass sequence warrants a check of the DVSA failure reason via the full certificate. Structural integrity and exhaust emissions show no flagged concerns in the data. Given the low yearly use, inspect for corrosion on underbody components and verify the cambelt or service schedule if Volvo specifies interval-based replacement rather than mileage-based.

AI insights are experimental and can be incorrect. All claims should be manually verified.

Free vehicle health score

87
/ 100 · Good

Public record health check: Good.

Based on free DVLA & DVSA signals. Premium checks for stolen/finance/write-off history are locked below.

✓ Valid MOT
! Tax Status Unknown
✓ Good MOT pass rate (80%)
A score of 87 doesn't mean it's safe to buy. Private markers don't appear in public data.
Verified Experian Data

Full History Report

Official provenance and safety check for WG03ANN

Data provided by Experian
Stolen
Locked
Finance
Locked
Write-off
Locked
Salvage
Locked
Imported
Locked
Exported
Locked
Scrapped
Locked
Destruction
Locked
V5C Logbook
Locked
Powered by Experian Data

Premium Vehicle History Data Locked

Unlock the full report to reveal outstanding finance agreements, police stolen markers, insurance write-off categories (Cat A/B/C/D/S/N), mileage anomaly checks, and plate changes.

Instant results • £20,000 data guarantee • Same data source as HPI

Data provided by Experian

Technical Specifications

AI Intelligence

What's this car worth today?

Get an instant, AI-powered valuation based on live market data, this exact model, and recent auction results.

Full MOT History

Live data last synced with DVSA: 15 Apr 2026, 16:56
Expert AI · Mechanic's Insight
The Volvo XC40 presents as roadworthy with a stable maintenance trend, evidenced by the most recent test on 2026-02-20 at 46,375 miles returning a pass with no defects recorded. Prior tests in July 2025 at 45,376 miles and July 2023 at 27,843 miles also passed cleanly. The vehicle shows no worsening mechanical condition across its six-year MOT history. Annual mileage sits at roughly 7,700 miles, typical for a 2020 plate. The records reveal a sharp 7,345-mile jump between July 2023 (27,843 miles) and July 2024 (35,188 miles), then a slower 10,188-mile accumulation to February 2026. A failed test on 2024-07-15 at 35,187 miles was followed one day later by a pass at 35,188 miles with no defects listed, indicating a clerical or presentation issue rather than a genuine mechanical fault. The rest of the history is sparse and clean. With no advisories or defects logged across any test, the buyer should still commission an independent inspection of consumable items not always captured at MOT: brake disc wear, suspension bushes, and tyre sidewall condition. The clean record implies previous owners kept basic upkeep current, though the single unexplained fail-pass sequence warrants a check of the DVSA failure reason via the full certificate. Structural integrity and exhaust emissions show no flagged concerns in the data. Given the low yearly use, inspect for corrosion on underbody components and verify the cambelt or service schedule if Volvo specifies interval-based replacement rather than mileage-based.

AI insights are experimental and can be incorrect. All claims should be manually verified.

AI Analysis · MOT Narrative

Our records for this Volvo Xc40 (WG03 ANN) from 2020 show a total of 5 MOT tests between July 2023 and February 2026.

With 4 passes and 1 failures, the lifetime MOT pass rate stands at 80%. This consistent performance at MOT centers suggests this vehicle has been kept in good order.

AI insights are experimental and can be incorrect. All claims should be manually verified.

PASS
FAIL
ADVISORY