2012 Vauxhall Insignia 2.0L Diesel · FN62 RFY

The most recent MOT test on the Vauxhall Insignia occurred on 20th February 2026, and the vehicle passed with several advisories rather than failing outright. This is a positive development compared to its previous history, particularly the failed MOT in August 2019, where the near-side front tyre was dangerously underfilled and multiple advisories were recorded. The trend since then has been largely stable, with only minor, recurring issues—primarily tyre wear and minor suspension concerns—that do not suggest a deterioration in overall roadworthiness or mechanical integrity. The absence of serious defects or repeated failures in the last three years indicates that the vehicle has been maintained adequately, though the advisories warrant careful attention to prevent escalation into more critical issues. The vehicle’s mileage of 98,618 miles at the time of this assessment is consistent with its age of approximately fourteen years, averaging around 7,044 miles per year—a rate that aligns with typical usage patterns for this model. This level of mileage does not necessarily indicate excessive wear, but it does mean that certain components, particularly tyres, brakes, and suspension elements, have experienced prolonged exposure to road conditions. The presence of nails in the rear tyres from the 2019 MOT suggests prior punctures that may have led to uneven wear or damage, while the gradual progression of tyre cracking and perishing over multiple MOTs points to long-term exposure to environmental factors, including UV degradation and dry rot. The annual mileage figures do not show any dramatic spikes that would suggest aggressive driving or heavy load conditions, but the consistent wear advisories imply that the tyres and suspension have been subjected to regular stress over time. For the prospective buyer, the most critical areas to inspect are the tyres, as the advisories indicate significant wear and perishing that could compromise traction and safety. The near-side and offside rear tyres show signs of cracking and perishing, which may indicate sidewall damage from prolonged flexing or exposure to heat and oxygen. Check for any visible cracks, delamination, or bulges along the sidewalls, as these can lead to sudden blowouts. On the test drive, listen for uneven tyre noise, particularly when cornering or braking, which may suggest uneven wear or internal tyre damage. The front tyres also require attention, with the offside tyre approaching the legal limit and the near-side tyre failing in the previous MOT, so ensure both are within legal tread depth and free from embedded objects. Additionally, verify that the rear suspension, particularly the offside shock absorbers, has light misting of oil, which may indicate wear or leakage. Inspect for excessive play or clunking noises when driving over bumps, as this could signal failing suspension components or worn bushes. Beyond the immediate advisories, the buyer should conduct a thorough inspection of the vehicle’s structural integrity and fluid condition. Given the vehicle’s age, check for signs of standing corrosion, particularly around the wheel arches, exhaust system, and undercarriage, as prolonged idling can accelerate rust formation. Inspect the brake system for any signs of corrosion on the discs or binding calipers, especially if the vehicle has been left stationary for extended periods. Test the brakes for a shudder or pulsation during braking, which could indicate warped discs or soft brake pads. The battery should be checked for a healthy charge and clean terminals, as older vehicles are more susceptible to electrical gremlins. Finally, since the vehicle has not had a full service in recent years, consider a professional inspection of the engine oil, coolant, and transmission fluid, as these fluids degrade over time and may require replacement to maintain performance and prevent long-term damage.