1998 BMW 328I Coupe 2.8L Petrol · S522 BWW

The 2.8‑litre petrol engine in the 328i Coupe typically delivers around 22–24 mpg combined, meaning fuel costs will be significant at current UK fuel prices – expect roughly £1,500‑£1,800 per year for fuel assuming average mileage. Road tax for a 1998 BMW with a CO2 rating in the higher band is likely around £300‑£350 annually. Insurance groups for this model are in the mid‑high range (group 30‑35), translating to about £800‑£1,000 per year for a typical driver. Adding routine maintenance (oil changes, filters, brake pads) and the higher likelihood of component replacement on a high‑mileage car, the total annual running cost is estimated at £1,200‑£1,500.

Pay particular attention to the suspension and steering components – worn bushings, ball joints, and shock absorbers are common on high‑mileage BMWs and can cause costly repairs. Inspect the condition of the engine mounts and the cooling system, as the 2.8‑litre engine can develop leaks in the water pump or thermostat housing as it ages. Since the MOT record shows a failure in 2023, ask for the exact reason; common failures for this model include tyre tread depth, brake wear, or emission-related issues, and you should verify that the identified fault has been fully remedied.

Check the interior and exterior for signs of rust, especially around the wheel arches and door sills, which can be problematic on older BMWs. Verify that all electronic features (e.g., power windows, climate control, infotainment) operate correctly, as electrical gremlins become more frequent with age. Finally, a compression test or a professional pre‑purchase inspection can reveal hidden engine wear that mileage alone does not disclose.