2019 Vauxhall Insignia 1.6L Diesel · FD68 DVC

The most recent MOT, carried out on 23 October 2025, was passed but recorded an advisory that the front brake pads are wearing thin. The preceding test, only nine days earlier, resulted in a failure for exhaust emissions being outside the manufacturer’s limits, although that failure was remedied in time for the later pass. Over the last four years the record shows a generally stable pattern of passes with occasional advisories, but the emissions failure indicates a recent deterioration in the exhaust or engine management system that should be investigated further. Overall the maintenance trend is neither clearly improving nor deteriorating, but it does suggest that the vehicle is reaching a point where wear items and emissions compliance need close monitoring. At 190,600 miles for a 2019 model the average annual mileage works out at roughly 27,200 miles, which is considerably above the typical UK private‑car average of 10‑12 000 miles per year. Such high utilisation accelerates wear on consumables such as tyres, brake pads, suspension bushings and engine oil, and it also raises the likelihood of internal component fatigue, particularly in the clutch, gearbox and timing chain. There are no obvious gaps in the recorded mileage that would indicate long periods of standing, so the wear is likely to be cumulative rather than the result of intermittent use. When inspecting the car, give particular attention to the braking system. The front pads are already thin and the rear outer pads were flagged as thin in early 2022; check the remaining pad thickness, disc surface condition and any uneven wear that could point to caliper binding or warped discs. On a test drive listen for any squeal or shudder when applying the brakes, especially under load, and feel for any pulsation that would suggest disc corrosion. The tyre advisories show that both front and rear tyres have been close to the legal tread limit and that a rear tyre carries a cut near the sidewall; examine all four tyres for sidewall cracking, uneven wear patterns, and verify that the cut has not progressed. The steering column top bearing was noted as slightly worn in 2022, so check for any looseness or play in the steering feel, and listen for a faint hum when turning the wheel at speed. The emissions failure in 2025 suggests a possible fault in the catalytic converter, oxygen sensors or fuel injection; a diagnostic scan for fault codes, a visual inspection for exhaust leaks, and a brief idle test for black smoke or rough running would be prudent. Beyond the immediate advisories, the high mileage and age mean that time‑related components should be examined. Inspect the suspension bushings, ball joints and coil springs for any signs of corrosion, cracking or excessive play, as these can cause clunking noises over bumps. Verify that the engine oil, coolant and brake fluid have been changed at appropriate intervals; old fluids can become contaminated and lead to reduced cooling efficiency or brake fade. The 12‑volt battery, now approaching seven years, should be load‑tested to confirm it can hold charge, especially if the car has been used for short trips. Look for any rust or corrosion on the chassis, particularly around wheel arches and under the car, which can be exacerbated by high mileage and frequent exposure to road salts. Finally, request a full service history and any receipts for recent brake, tyre or emission‑related work to confirm that the necessary remedial actions have been carried out before committing to purchase.