2013 Vauxhall Insignia 1.8L Petrol · FM13 KXO

A history of early major steering‑rack gaiter loss and rear‑brake binding, which triggered two consecutive MOT failures in 2020 and 2021, has given way to a largely advisory‑only record; the most recent test in March 2026 passed, noting only an inoperative off‑side front daytime‑running light. Since the 2021 failures the vehicle has avoided further major defects, but recurring advisories on rear shock damping, sub‑frame mounting corrosion and tyre wear indicate lingering wear that should be verified before purchase. At 82,692 mi the car averages roughly 6,300 mi per year, a mileage rate that sits comfortably within normal usage for a thirteen‑year‑old model. The MOT history shows no unusually large mileage jumps between tests, and the annual testing cadence has been maintained, suggesting a steady, moderate utilisation rather than periods of intensive short‑term use or prolonged storage that could accelerate component fatigue. When inspecting the rear suspension, pay particular attention to the off‑side rear shock absorber for reduced damping – a bounce or delayed rebound when the vehicle is driven over bumps may signal the need for replacement. The rear sub‑frame mounting area was recorded as corroded, though not excessive; feel for any looseness or creak when applying torque to the rear wheels and examine the underside for rust progression that could compromise mounting integrity. The front tyres were flagged as close to the legal limit in 2024; confirm current tread depth and look for uneven wear that could hint at alignment or suspension issues. The brake system still bears the imprint of earlier wear: both rear discs were noted as pitted and the near‑side rear service brake previously bound. Test for pedal firmness, any pulsation under hard braking, and listen for squeal or grinding that would indicate disc degradation. Verify that the steering rack gaiters are now present and intact, and check for any play or knocking in the steering column, especially when turning at low speed. Finally, confirm the off‑side front daytime‑running light functions correctly, as it remains the sole outstanding advisory from the latest MOT. A thorough mechanical inspection covering these points will reveal whether the residual wear is within acceptable limits for continued roadworthiness.